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JULY KEY FIGURES

	Trend estimates		Seasonally adjusted estimates
	Jul 2012	Jun 2012 to Jul 2012	Jul 2012	Jun 2012 to Jul 2012
Value of dwelling commitments(a)(b)	$m	% change	$m	% change
Total dwellings	20 146	0.1	20 050	-1.8
Owner occupied housing	13 429	0.1	13 386	-1.4
Investment housing - fixed loans(c)	6 718	0.0	6 665	-2.7
Number of dwelling commitments(a)(b)	no.	% change	no.	% change
Owner occupied housing	44 900	0.0	44 804	-1.0
Construction of dwellings	5 185	1.0	5 234	0.3
Purchase of new dwellings	2 129	1.8	2 048	-6.8
Purchase of established dwellings	37 585	-0.2	37 522	-0.9
(a) Includes refinancing (see Glossary).
(b) Excludes alterations and additions.
(c) Excludes revolving credit.

Value of dwelling commitments, Total dwellings

No. of dwelling commitments, Owner occupied housing

• The trend estimate for the total value of dwelling finance commitments excluding alterations and additions rose 0.1%. Owner occupied housing commitments rose 0.1%, while investment housing commitments were flat (0.0%).
• In seasonally adjusted terms, the total value of dwelling finance commitments excluding alterations and additions fell 1.8%.

• In trend terms, the number of commitments for owner occupied housing finance was flat (0.0%).
• In trend terms, the number of commitments for the purchase of new dwellings rose 1.8% and the number of commitments for the construction of dwellings rose 1.0%, while the number of commitments for the purchase of established dwellings fell 0.2%.
• In original terms, the number of first home buyer commitments as a percentage of total owner occupied housing finance commitments rose to 19.2% in July 2012 from 18.5% in June 2012.

• Investment housing for the period February 2010 to June 2012
• Owner occupied housing for the period October 2008 to June 2012
• Housing loan outstandings to households for the period March 2012 to June 2012.